管理好学生贷款-Managing Your Student Loan Debt

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Thecostofhighereducationcontinuestorise.Unfortunately,it＇srisingfasterthanthesupplyofgrantandscholarshipfunds.Thismeansthatstudentstodayareleavingschoolwithgreaterindebtednessthaneverbefore.Andyet,studentloandefaultsareatanall-timelow!Thiscanonlymeanthatstudentstodayarebetterinformed,andbetterpreparedtotakepositivestepstowardfinancialresponsibility.managingyourstudentloandebt

Responsibilitytowardyourstudentloansdoesn＇tjustmeanstayingoutofdefault.Italsomeansstayingoutofdelinquency,keepingyouraountcurrent.Thismaynotalwaysbeeasy.Butwethinkthesestepswillhelp:

*KnowYourRightsandResponsibilities.

*KnowYourRepaymentOptions.

AloanfromtheFederalFamilyEducationLoanProgram(FFELP)offersmanymoreoptionsforrepaymentthanmostformsofcredit.

*KeepinTouch.

Stayinclosecontactwithyourlenderorservicer.

*KeepYourCreditCardsUnderControl.

Or,betteryet,avoidthempletelyuntilyouknowyou＇reonsolidfinancialground.

*MakeaBudget.

Andmakesurethatitincludesyourmonthlystudentloanpayment.