专四预测作文:信用卡对学生的影响

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20xx年英语专四考试预测作文：信用卡对学生的影响

Recentlysomebanksextendtheirbusinesstouniversitycampusandoffercreditcardstostudents.Alotofpeopleworrythatcreditcardsmayringharmtostudents,whileothersdon'tthinkso.Whatisyouropinion?

WriteonANSWERSHEETTHREEapositionofabout200wordsonthefollowingtopic:

WillCreditCardsBringHarmtotheStudents?

Youaretowriteinthreeparts.

Inthefirstpart,statespecificallywhatyouropinionis.

Inthesecondpart,supportyouropinionwithappropriatedetails.

Inthelastpart,bringwhatyouhavewrittentoanaturalconclusionorasummary.

Markswillbeawardedforcontent,anization,grammarandappropriateness.Failuretofollowtheinstructionsmayresultinalossofmarks.

范文：WillCreditCardsBringHarmtotheStudents?

Recently,inordertoextendbusinesstouniversitycampus,somebanksoffercreditcardstocollegestudents.Manypeopleworrythatcreditcardsmaydoharmtostudents,whileothersdon'tthinkso.Inmyopinion,creditcardsaregoodforstudentsiftheyareusedappropriately.

First,whenastudentusescreditcards,heneedn'tbringmuchcashwithhimeveryday.Andthelesscashhebrings,thelessheneedstoworryaboutbeingstolen.Second,usingcreditcardscanminimizethechancesofreceivingfednotes.Studentsarenotquitegoodatdistinguishingfednotes,andthusoftenbeevictimsofcoiners.Iftheyusecreditcards,itwillbeverypossibleforthemtoavoidreceivingfednotesbecausetheydon'tneedtogetthechanges.Third,usingcreditcardscanhelpstudentstoknowmoreabout"credit".Iftheydon'trepaytheircreditaountintime,theywillhavetopaymoreinterestsandwhat'sworse,theywillgetabadcreditrecordwhichwillbringinconveniencetotheminthefuture.

Therefore,Ibelievethatcreditcardswillnotbringharmtostudentsifusedreasonably.